If you have been injured at work, you may be eligible for workers’ compensation. However, you may need to seek an Iowa workers compensation attorney to ensure that your medical and other expenses are covered.
It is common for insurance companies to deny claims, hoping that workers will not appeal their decisions. Therefore, if your claim has been denied or delayed, you may need to seek legal counsel.
Your settlement should cover all your medical bills, including future bills related to your injury, and lost wages. Your compensation may also include future wages if you are unable to return to work temporarily or permanently or if you are limited in the work you can do.
Third-Party or Employer Misconduct
Workers’ compensation insurance companies help employers prevent civil lawsuits. Therefore, you typically cannot sue your employer if you are hurt at work. However, there are cases in which you are legally allowed to sue. For example, if your employer or another worker is negligent and their negligence causes you to be injured or your employer does not carry workers’ compensation insurance, you are also allowed to sue your employer.
If you have been fired, demoted or experience any other form of retaliation after you file a workers’ compensation claim, you should immediately contact an attorney. You will need to protect your rights and create a legal record of what happened.
Workers’ compensation insurance companies have lawyers. Insurance companies seek to make a profit. Therefore, they will hire attorneys to ensure you do not receive the full settlement you may need or deserve. These companies are always represented, and you should be represented as well.
If you find a workers’ compensation lawyer to take your case, you should pay nothing up front. Your attorney will claim part of your settlement. Consider seeking legal advice if you are having issues getting proper compensation for a work-related injury.